The Pros and Cons of Buying Furniture Before You Move In

The idea of getting all the furnishings you need for your new place before you move seems great on paper. After all, who wouldn’t want to relocate their family to a fresh new home that already looks and feels complete, and perfectly fits their needs?

Unfortunately, this is much easier said than done. In the following article, we’ll answer the age-old question of whether you should purchase new furniture before your movers in Coronado arrive or wait until after you’ve already settled into your new place. Read on.

When should you start buying furniture for a new house?

It depends. While there are quite a few advantages to buying all new furniture before moving, there are some significant disadvantages as well. You should consider all of them carefully before making a decision.

Here are the pros and cons of buying furniture before the move:

Pros

  • You’ll have a lot more time to shop for the right furnishings, at least when it comes to essential items such as beds and dinner tables.
  • Buying in advance enables you to take advantage of seasonal sales and other discounts.
  • If you’re moving to another city, shopping in your old city will generally save you money because you already know where you can get the best items at the best prices.
  • It’ll make it easier for you to focus on other things after your move, such as finding a job, getting acclimated to your new area, enrolling your kids in the Coronado High School, and so on.
  • With all the major furnishings already bought, you won’t have to make significant rearrangements in your new home later on.

Cons

  • Furniture is bulky, so not only will it have to be disassembled prior to the move (which makes packing more difficult), there’s also a considerable chance that something may get damaged during the move.
  • Relocating furniture can be costly. You’ll need a truck that’s big enough to fit all of the furniture and you’ll need someone to load and unload it. If you’ve hired professional movers, the weight, complexity, and the time it takes to move your furniture are all factors that can increase the cost of the move.
  • You won’t have a real sense of your new place since you’ve never actually lived there. This will make it difficult to pick the right shape, style, and size of furniture in a way that compliments the space and enhances the natural flow of movement within it.

Should you buy furniture before or after you move in?

As you can see from the above list, there’s no clear-cut answer to this question. Your best bet is to think about it for at least a few weeks, and discuss it with the other members of your household before making any final decisions.

Whatever you do, never buy furniture if your big moving day is just a week away, as that doesn’t give you nearly enough time to shop around. If you have to purchase an essential item such as a bed to sleep on, go for a budget-friendly option that can be easily replaced at a later date.

Should you buy furniture before or after you move in

Where can I hire the most reliable movers in Coronado?

Even a lengthy and complicated move can seem easy when you have the right Coronado movers on your side. Move Central is a 5-star moving company that boasts a track record of over 40 thousand successful moves and more than 1500 positive reviews.

In addition to top-of-the-line moving services, we also offer our customers free boxes, 1-month free storage, and discounts for both local and long distance moves. Give us a call today.

4 Essential Things You Need to Do a Week Before You Move

If you’ve done everything right, both your home and your life are likely going to be in total chaos during the week before your Coronado movers arrive. There will be piles of boxes everywhere, your furniture will be covered with bubble wrap, and bags and suitcases will be lying all over the place.

As anyone who has moved in the past will tell you, this is all par for the course. What’s also par for the course is that there will still be things you need to do before you can finally transfer your belongings to your new home and put this whole stressful business behind you.

We’d like to help you make your big moving day at least a little less nerve-wracking by providing you with a list of 4 vital things you need to do a week before you move to a new house. Keep reading to learn more.

When should you schedule movers?

This mostly depends on where and when you’re moving. How much stuff you have can also be a factor, although it shouldn’t prevent you from finding a reliable mover.

Here are some good rules of thumb:

If you’re moving locally (in the same city)

During summer, you should schedule the move at least 4-8 weeks in advance. During the offseason, 2-4 weeks should be enough.

If you’re moving to a different city within the same state

During summer, book movers 10-12 weeks before the move. If moving during the offseason, aim for 4-8 weeks.

If you’re moving to another state

During summer, you should schedule the move 12 weeks in advance. 8 weeks if you’re moving during the offseason.

If you’re moving to another country

You may have to make arrangements with movers as many as 6 months before your big moving day, or even earlier if you’re moving overseas.

What should I do the week before moving?

It goes without saying that packing your belongings and disassembling and packing your furniture (or buying new furniture prior to your move) is something that should be mostly or completely done at this point. If it isn’t, it’s best to deal with it as soon as possible.

Here are the top 4 things you should do one week before you move:

  1. Pack bags of essentials. Prepare a bag or a box of clothes, toiletries, phone chargers, andother essential items you’ll need during your trip and during the first couple of days at your new place. Make sure every member of your household has their own essentials bag.
  2. Take care of the bills. Cancel utilities or transfer them to your new address. Remember to pay any remaining bills.
  3. Transferring bank accounts and closing safety deposit boxes is a must if you’re switching to a new bank while moving to a different state or country.
  4. Confirm with the moving company. Give your movers a call to make sure all the arrangements are in order and that parking won’t be a problem.

What should I do the week before I move

Where can I hire experienced and dependable Coronado movers?

Having your movers show up late, treat your belongings without due care, or unexpectedly charge you extra fees while you’re already stressed out are some of the most frustrating things that can happen to a homeowner. Unfortunately, such experiences are common.

That’s why you should always go out of your way to hire a reputable moving company like Move Central. With over 10 years of industry presence, more than 40,000 successful moves, and a 97% customer referral rate, we can proudly call ourselves the leading movers in Coronado and the rest of San Diego County. Get in touch with us today.

 

The Complete Guide to San Diego Property Taxes 2021

Figuring out San Diego property tax may seem confusing at first, but it doesn’t have to be complicated. In recent years, San Diego County has added introduced a handful of resources including a new website to make calculating property taxes as simple as possible. With a little legwork, you can figure out how much you will be paying for your current or future property.

According to California property tax law, real estate is assessed whenever new construction is finished or when a change of ownership takes place. Beyond these two assessments, the property’s rates can’t increase by more than 2% each year. As long as you own the same home, your taxes should never go up by more than this amount.

How Much is Property Tax in San Diego?

Whether you are thinking about moving to the area or you are awaiting your first bill, you’ve probably been wondering about San Diego property tax rates. As a general rule, you can expect to pay 1% of your property’s value every year. You may also have to pay special assessments and bonds, depending on the location.

San Diego property tax is calculated according to ad valorem, a Latin phrase which means “according to value”. In practice, this means the amount you pay is based entirely on the value of your home.

Property Tax house on stacked coins

Simply put, higher value homes have higher property tax bills, while low-priced homes have lower bills. But no matter where your home falls in the range, your bill is 1% of your net value plus fixed charge assessments and voter-approved bonds.

There are some San Diego property tax exemptions available which can be used to lower your tax bill including options for disabled veterans and homeowners who have their primary residence in the county.

Ultimately, the rules about property taxes in San Diego are set by Proposition 13, which was passed in 1978. The amendment lowered tax rates by about 57% overall and states your base tax rate can never be over 1% of the assessed value of your home. This is also the proposition that says unless you recently built or bought the property, your property’s assessed value can only increase by 2% per year.

For property owners, this law is improved upon the alternative of basing your home’s taxes off its market value. On the open market, homes have the potential to both drastically increase and rapidly decrease in value by much more than 2% at a time. But thanks to Proposition 13, property owners pay less and can easily anticipate how much their tax bill will be each year.

San Diego also allows you to see how your tax dollars are being spent year after year. In the most recent tax allocation report, 45.6% of property taxes went toward schools adding about $2.2 billion into the local education system. Along with schools, about 13.2% went toward the county, while about 12.7% was allocated between each of the cities in San Diego County.

Every year, the treasurer and tax collector in the county brings in more than $6 billion in tax revenue, which comes from nearly one million properties.

What if you can’t or don’t pay your property taxes in San Diego?. Well, if someone can’t manage to pay their tax bill, the named taxpayer goes into default and the property accrues penalties and interest because of the late payment. In some cases, the county will permit the individual to do an installment plan to get caught up.

All of the tax files are meticulously maintained, so property owners always get an accurate bill. If someone doesn’t pay their bill for five or more years, the property is sold through an online tax sale auction.

How to Calculate Property Tax

Figuring out how to calculate property tax is quite simple and takes some fairly basic math. As long as you have had your property assessed, you can use this number as the basis of your calculations. If you are about to buy the property, then you’ll need to determine the value with a tax assessor.

Tax worker doing numbers on calculator

If you’d like to take the easy way to figure out your property taxes in San Diego, you can use a simple property tax calculator. This tool helps you figure out the approximate property tax based on your state, county, and the appraised property value. You can then calculate a general property tax estimate with the click of your mouse.

It is technically possible to get lower taxes by appealing your assessed value with the San Diego County Assessment Appeals Board, though it does take some time and doesn’t always pay off. This technique will only work if your property is now worth a lower amount and the new value simply remains for the current fiscal year. Most likely, the tax assessment will end up increasing again for the next year.

Within San Diego County, property taxes are paid in two equal installments throughout the year. The county requires your first payment on November 1. And if you don’t pay it by December 10, the payment is considered late. The next payment is due on February 20 and is charged a late payment penalty if not paid by April 10.

Whether you just purchased a new home or plan on building one, you’ll want to make note of these due dates as it will be the same for both.

After the property is purchased, it can take up to a year for the property’s value to be reassessed. In addition, the tax bill will be prorated if you are buying it in the middle of the tax year and will still need to be paid as a supplement tax.

Tax Deductions for Your San Diego and California Property Tax

When you live in one of the states with the highest property tax like California, finding tax deductions will be key to saving some money each tax season. Your two main options are the homeowner’s exemption and the disabled veterans’ property tax exemption. Each of these help lower your overall cost of living and will leave you a few extra dollars in your pocket.

Tax deduction paperwork

The Homeowners’ Property Tax Exemption is fairly straightforward. Do you live in your home and use it as your primary residence? Odds are you’re eligible to start saving money with this tax exempt option.

If your property is also your home, you can reduce your assessed value by $7,000. When you first move in, you’ll need to apply for the exemption by February 15. Afterward, the exemption is automatically included in your tax bill each year.

Disabled veterans can also save money with their property taxes in San Diego, with exemptions for military veterans or their unmarried, surviving spouses. But like the previous option, this one is only available if your property also happens to be your principal residence.

There are a few other rules as well. To get this deduction, the veteran must be classified as 100% disabled, blind in both eyes, or has lost two or more limbs. If someone has a disability compensation or a fully rated disability, then they will qualify.

The basic exemption for veterans only requires a single application. But if you’re also filing for the low-income exemption, you’ll be required to apply annually to verify your income and determine your present status. Any veterans who have forgotten to file in the past can file retroactively for up to eight years back and still get 85% of the amount back as a tax refund.

Get Your Taxes Figured Out

Though the initial process and calculations may take some time to figure out, once you have lived in your home for more than a year, determining your San Diego property tax is easy. The basic precept is that homes are reassessed after they are purchased and the value can only increase by 2% a year following the sale. After your initial assessment, you always know what to estimate your taxes off of and can double-check using simple online calculators as well.

If you’re planning on joining San Diego County and becoming a new resident in the near future, we’d love to help! Move Central is the top-rated moving company in the area with more than 10 years of experience. Fill out the Request a Quote form at the top of this page for a free moving estimate!